• $10B+

    Processed through our LOS

  • 8,000+

    Active platform users

  • SOC 2

    Type II certified — 5 years running

Why lenders choose Scarlett

Your Underwriting Process Shouldn't Depend on Duct Tape and Spreadsheets

Stop letting niche software dictate your roadmap.
Most lenders juggle disconnected tools and
spreadsheets – creating risk and delays at every step.
Scarlett replaces the chaos with one unified underwriting
platform for mortgages, personal loans, credit cards, and
auto. Fully configurable to your credit policies, it
integrates seamlessly and scales with your portfolio.

Why Universal Underwriting?

One Platform, Any Loan: Consolidate your mortgage,
consumer, and specialized lending into a single workflow.

End-to-End Unity: Eliminate the “duct tape” between
intake, document collection, and reporting.

Configurable Logic: Tailor credit policies for different loan
types without needing a new software suite for each.

Eliminate Manual Friction: Reduce handoff risks and
speed up approvals with a standardized, automated
environment.

What Scarlett Underwriting does

Everything Your Origination Team Needs. Nothing They Don't.

  • Universal Underwriting
  • Modern & Configurable Workflow Engine
  • Condition Management
  • Real Time Decisioning
  • AI / Machine Learning Engine
  • Intelligent Document Analysis
  • Smart CRM
  • Digital Consumer Journey & Experience
  • Client Portal
  • Broker Portal
Open architecture

Connects With the Tools You Already Rely On.

Scarlett's open API architecture is built for integration - not isolation. Connect your core banking system, credit bureaus, POS platforms, insurers, and third-party services without custom middleware. And if you need something that isn't listed here, our in-house development team can build it.

Built for regulated environments

Security Isn’t a Feature. It’s the Foundation.

Scarlett is Proprietary home-grown software SOC 2 Type II certified – five years running – and has undergone numerous CMHC and government audits. Infrastructure runs on AWS with primary hosting in Quebec and disaster recovery in Alberta.

SOC 2 Type II – 5 years
running
CMHC & government
audited
AWS – Quebec primary,
Alberta DR
Pen testing & disaster
recovery plan
Pricing

Tailored to Your Volume and Configuration.

Scarlett Underwriting pricing is structured around your origination
volume and the specific configuration your operation requires.
There’s no one-size-fits-all rate – we build a proposal based
on your deal flow, integrations, and business rules.

Talk to us about pricing

See Scarlett Underwriting in Your Environment.

Book a personalized demo. We'll walk through your workflows, integration requirements, and go-live timeline.